Power

How do campaign money and lobbying work?

The short answer

Federal law limits who can give to campaigns and how much, and requires the money to be reported. Paid lobbyists must register with Congress and report whom they lobby for, on what issues and how much is spent.

  • Facts checked November 4, 2026
  • 5 sources
  • 3 min read
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Key facts

$3,500

Most an individual could give a federal candidate per election, 2025–2026 cycle

FEC

$200

Yearly total above which a contributor is named in committee reports

52 U.S.C. § 30104(b)(3)

45 days

Deadline to register after a first lobbying contact or hiring

2 U.S.C. § 1603(a)

Giving to a federal campaign

For the 2025–2026 election cycle, an individual could give up to $3,500 per election to a federal candidate. A primary and a count separately. The Federal Election Commission adjusts this limit for inflation in odd-numbered years. Some sources cannot give to candidates at all, including corporations and unions from their own treasuries, foreign nationals and federal government contractors.

Spending independently

People and groups can also pay for ads that call for electing or defeating a candidate, as long as they do not coordinate with the campaign. These independent expenditures have no dollar limit. Corporations and labor unions may make them too, following the Supreme Court’s 5–4 decision in Citizens United v. FEC (2010). Super PACs are committees that make only independent spending; they can raise unlimited amounts but must register with the FEC.

What gets disclosed

Campaigns, parties and political committees, including super PACs, file regular reports with the FEC. Each report must name anyone whose contributions to the add up to more than $200 in a year, or in an election cycle for a candidate’s committee. Independent spending is reported too, within 24 hours for $1,000 or more spent in the last 20 days before an election. The FEC posts these reports online.

What counts as lobbying

Under the Disclosure Act, a lobbyist is someone paid to make more than one lobbying contact with covered federal officials. A person whose lobbying takes less than 20% of their time for a client over 3 months does not count. The lobbyist or their employer must register with the Secretary of the Senate and the Clerk of the House within 45 days. Since January 1, 2025, a firm need not register for a client that pays it $3,500 or less a quarter for lobbying. An organization lobbying for itself need not register if its lobbying costs are $16,000 or less a quarter.

Reports and the legal line

Registered lobbyists file quarterly reports listing each client, the issues and bills they worked on, the parts of government they contacted and the money involved. Twice a year, they also report certain political contributions. Bribery is a separate matter: corruptly offering an official anything of value to influence an official act, or an official corruptly accepting it, is a federal crime. Together with voting records, these reports show who gave, who lobbied and how officials voted. They do not record the reasons behind a vote.

From the record

responsible representative Government requires public awareness of the efforts of paid lobbyists to influence the public decisionmaking process in both the legislative and executive branches of the Federal Government

U.S. Code (Lobbying Disclosure Act of 1995) · 2 U.S.C. § 1601(1)Read the full text

Questions people ask

How much can I give to a federal candidate?
For the 2025–2026 cycle, the limit was $3,500 per election, or $7,000 for a candidate who ran in both a primary and a general election. The FEC adjusts the limit in odd-numbered years, so check fec.gov for the current figure.
Is lobbying legal?
Yes. The First Amendment protects the right to petition the government, and federal law regulates paid lobbying mainly through registration and public reports.
Where can I see who gave to a campaign?
The FEC publishes federal campaign finance reports, which you can search by candidate, committee or contributor. State and local campaigns report to state or local election or ethics offices.
Does a political action committee hold government office?
No. A political action committee, or PAC, is a private political committee. It can raise and spend money within federal rules but has no government authority.

Sources

Checked November 4, 2026. Primary sources first, then official records, then nonpartisan research.

How these facts were checked: our promise. Every substantive fix is listed on the corrections page.

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